![]() NOT HAPPENING (not if you're smart).But even if you are ok with that, VERY FEW services offer that. What about recurring charges? They say people are going digital so instead of giving your debit card, give them your routing and account number to auto withdraw. How often do people take cash out of an ATM? I do this like ONCE PER YEAR! How is that any kind of solution? They think all of this is no problem because when you take cash out of the ATM, you can choose which account you take it from. So I'm supposed to be relink it every day? before every transaction? just switch it back and forth? This is just absolutely ridiculous and SOOO inefficient. They expect you to go online and relink your debit card to the different checking accounts based on which one you're using. You'd be a fool to have a checking account if you weren't using it for spending. HUH? Why would you have a checking account if its not a spending account? If its not a spending account, its called a SAVINGS account and it earns a hell of a lot more interest. They say link your debit card to the checking account that's your spending account. This is just some of the outrage to read moreĬapital One will only give its customers ONE debit card to be used for MULTIPLE checking accounts. We can waive any of our rights under these Terms whenever we want, but this doesn't mean that we'll waive the same rights in the future. We can cancel, change or add products, accounts or services whenever we want. However, if applicable law requires us to make a Change, you may not receive any prior notice. We will provide advance notice of the change if the law requires us to do so. You will be bound by the Changes as soon as we implement them. Any Set-Off shall be a lawful and valid payment by you of amounts you owe us.Ĭhange to/Waiver of Terms: We can add to, delete or make any other changes we want to these Terms at any time. That means that at any time and without notice to you, we can use all or any part of the money from your individual or joint accounts to pay any amounts you owe us or any of our affiliates from time to time. Lien and Set-Off: Unless otherwise prohibited by law, by opening an account, you grant us a security interest (in other words, a "Lien") in your deposit accounts with us. Search online for "womens money capital one cheated high interest accounts" to find other customers that got cheated the same way. You should not do this to long term customers to make a few bucks. I am in the process of closing out my account. This is clearly bad faith behavior by the bank. I learned about this new account type yesterday. At a minimum, they should have informed existing customers of this new account type. They should have upgraded all accounts to the new type. They didn't inform established customers of the new Performance savings account and kept people like me at 0.3%. So I lost a lot of money over the years as my savings account silently turned into a regular savings account and stopped being a high interest account. While the legacy account is only at 0.3% and it stopped fluctuating with Fed rates many years ago. For example, the new Performance savings has a interest rate of 3.4% as of today. Capital One claimed it is a high interest account and rates will fluctuate based on Federal reserve interest rates.Īpparently, some years ago they started a new savings account called "360 Performance Savings" with much higher interest rates. I have been a customer of Capital One (IngDirect originally) since 2004.
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